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If someone close to you has died, you may be able to claim a super death benefit. What is a super death benefit? A super death benefit is money paid from someone’s super after they die. It may be paid to an eligible beneficiary (or beneficiaries) or to the person’s estate. A super death benefit...Read More

Key takeaways Australia is no longer just a China proxy – demand for its resources is increasingly being driven by global themes including AI infrastructure, energy transition, defence spending and supply-chain security. Structural scarcity is replacing cyclical commodity dynamics – years of underinvestment in mining, combined with rising demand for critical minerals, are creating a...Read More

Most super funds offer insurance through super, including life, TPD, and income protection. Types of life insurance in super Most super funds (except self-managed super funds) offer 3 types of insurance to members: Life cover (also called death cover) pays a lump sum or income stream to your beneficiaries. It pays when you die or...Read More

AI may change jobs, but history suggests mass job losses are unlikely Every wave of technological change seems to arrive with a familiar prediction: This time, jobs are going away for good. The effect of automated teller machines (ATMs) on the bank teller profession reveals a more nuanced reality. When ATMs became widespread in the...Read More

A healthy super balance doesn’t always rule you out of the Age Pension Many Australians assume a healthy super balance means they’re not eligible for the Age Pension. But that’s not always the case. If you have a decent superannuation balance and other financial assets, you may have ruled out the possibility of getting the...Read More

These are regular payments made from your superannuation fund or purchased using either superannuation money or savings. Keep in mind, these are general guidelines only. For more information, you can either: visit a service centre call the Centrelink Older Australians Line and speak to a Financial Information Service Officer. What types of income streams there...Read More

Get the help you needIf you’re faced with a sudden accident or injury, or you have a chronic illness, getting help can be tough, and that’s ok. Before you begin, you may want to ask for support from family or friends, so you feel ready to work through your to-dos. Get important paperwork doneSorting out...Read More

There are a number of ways to buy shares, including when they first float. How investing in shares works A share is part ownership in a company. Companies issue shares to raise money. After that, investors can buy and sell those shares to and from each other. When you own shares, you own a small...Read More

Making the most of your peak earning yearsMany Gen X Australians are now in their peak earning years and retirement is not too far away. While many people in this age group are earning more than ever, not everyone is on track to achieve the level of financial security they would like in retirement. This...Read More

The Australian Government has announced it is introducing new consumer protections for Support at Home participants. These are in addition to protections already in place to ensure reasonable prices and service quality for participants. The government has also announced it will pause the implementation of price caps for Support at Home services. This pause allows...Read More