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If you’re a temporary resident of Australia, how to claim your superannuation when you leave. Eligibility for Departing Australia superannuation payment (DASP)If you’ve worked in Australia on a temporary visa, you may have accumulated superannuation that has been paid by your employer under the compulsory super guarantee. You may be eligible to have this super...
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The Support at Home program was introduced in November 2025 and replaced the Home Care Packages Program and the Short-term Restorative Care Programme. This completely changes how older Australians access in-home care. Additional changes have been introduced since, which means that the Australian Government will fully fund personal care services if you have been assessed...
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Even investors who bought at the worst possible moments over 25 years still more than tripled their moneyOne of the most common fears investors face is putting money into the market today, only to see asset prices fall significantly tomorrow. It’s understandable; when headlines are dominated by war, tariffs, inflation risks and AI spending concerns...
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Here are some ways to help you get the most out of any retirement savings. Do a retirement budgetWhen you retire, some of the things you spend your money on will change. Having a budget will give you a plan – and control – for your retirement spending. If you’re not sure how to even...
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How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records.How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records. Why keep records?Superannuation law requires trustees to keep extensive records including financial and trustee records. Poor record keeping can make it difficult...
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As women enter their mid-career years, many begin to earn more and have greater capacity to invest. Making the most of this window can play a crucial role in building long term financial security. The mid-career phase is a critical opportunity for women to get their financial house in order and build their long-term financial...
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A range of superannuation changes that came into effect on 1 July 2026, are reinforcing the role of super as one of the most tax-effective investment structures available. For many investors, it’s not simply that super remains attractive but that the rules continue to change. Understanding these changes can help ensure your strategy takes advantage...
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Understanding your risk profile is one of the most important steps you can take as an investor. It helps shape how your money is invested and whether you’ll feel comfortable staying the course when markets rise and fall. How much risk can you tolerate?Your attitude to risk is one of the most important factors to...
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Every few months, someone in the superannuation industry declares that Australians now “need” around A$1 million to retire comfortably. It’s a big, scary number. But consumer advocates say most people can retire with far less. Independent estimates suggest something closer to $322,000 is enough for many retirees who own their own home. So who’s right...
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How to check for lost member super accounts. What is lost super Lost member super accounts are reported to the ATO by super funds. This happens where the member is either: uncontactable – your fund has lost contact with you and your account hasn’t received a contribution or rollover for 12 months. Changing your name,...
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