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No matter the size of your business, introducing greener work practices should be top of the new year agenda. By making moves to reduce, reuse and recycle, You’ll not only help save the planet, you’ll reduce your energy costs and appeal to likeminded customers. Whatever the political situation, an increasing number of people in Australia...
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The First Home Loan Deposit Scheme is a Australian Government initiative to support eligible first home buyers purchase a home sooner. It does this by providing a guarantee that will allow eligible first home buyers on low and middle incomes to purchase a home with a deposit of as little as 5 per cent. The...
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At the end of 2018, after a dismal fourth quarter – in fact, the worst quarterly performance in seven years – the Australian share market closed at a two-year low. No doubt, many investors at the time were probably anticipating a mediocre year ahead. Yet, seven months later, the Australian share market had not only...
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One of the biggest retirement challenges is ensuring that the savings accumulated during your working years lasts as long as you do. If you had invested $10,000 in Australian shares on 31 October 2009 without any further contributions or withdrawals, you would have experienced an average of 8.3% annualised rate of return and ended up...
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Ready to jet off to exotic locales this year? Lonely Planet has released their ‘Best in Travel 2020’ destinations, to fire up your inspiration. These top spots offer the best value, in terms of getting off the beaten path, soaking up exciting experiences and keeping your budget happy too. East Nusa Tenggara, Indonesia Are you...
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New laws to protect your retirement savings Around 40% of working Australians claim they don’t have life insurance1. Yet, with 13.5 million insurance policies inside super2, it’s likely many people may have life insurance without knowing it3. The bigger picture There’s a good chance, at some point in your career, you joined your employer’s default...
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These handy hints can help you hit the road with absolute faith in your home on wheels. Whether you’re buying a TV, a house, or a caravan, there are always questions you need to ask and answer before you purchase. If these questions go unanswered, it can lead to problems, regrets, and inconveniences. Worse yet,...
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Australia has one of the highest rates of share ownership in the world. According to an ASX Australian Investor Study, approximately 37 per cent of Australian adults hold shares either directly (31 per cent) or indirectly (7 per cent derivatives and 11 per cent invest in other on-exchange investments), making us a country with one...
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Impulse purchases and buyer’s remorse often go hand in hand. But if you take a week (or a month) to reflect on your spending, you could see a noticeable boost in the funds accumulating in your savings account. Enter, the Seven-day Rule. Don’t reply to text messages after you’ve had a glass of wine, and...
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Looking to reduce your impact on the environment and save money? Making your kitchen more eco-friendly helps both the planet and your bank account! Use the tips below to save money in the kitchen and help save the planet. 1. Plan Meals in Advance A little planning goes a long way! Set aside time each...
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