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Creating a Long-Term Financial Plan
February 2, 2022Financial Planning
Creating a long term financial plan can pave the road to a strong financial future. A long term financial plan is the process of aligning your financial capacity with your financial goals. It helps you establish your long term financial goals, creates a strategy to reach them, and then tracks your progress toward success. Your...Read More
What’s an NFT?
January 4, 2022Financial Planning
NFTs have been circulating in recent headlines, along with words like “blockchain” and “cryptocurrency”. You may have seen them parodied on the U.S. television show Saturday Live or heard them discussed on your favourite podcasts. So what’s all the hype? What’s an NFT What are you actually getting when you buy one What risks are...Read More
Using comparison websites
January 4, 2022Financial Planning
When you're comparing things like insurance, credit cards and home loans, comparison websites can be helpful. But they have limitations and may not cover all your options. What to keep in mind They make money Comparison websites are businesses. They make money in different ways, for example: from sponsored links by showing sponsored links before...Read More
Whether you're looking to invest in property, renovate or pay off something big, borrowing against the equity in your home may be helpful, if you’re across the risks. The equity in your property can be a valuable resource, as it may allow you to borrow money to achieve your goals, whether they be investment or...Read More
Written by Tony Kaye, Senior Personal Finance Writer After months in lockdowns and living under tight restrictions, many Australians have gone on a “revenge spending” spree. Revenge spending is the term widely being used to describe how some people are taking out their revenge on the COVID-19 pandemic by spending money on things they haven’t...Read More
What comes to mind when you think of fitness? For many of us, it's treadmills, weights, or maybe even those dreaded burpees - things that keep our bodies moving and strong. But fitness also applies to our minds, jobs, families, communities, and finances, all of which play important roles in our overall health and well-being....Read More
Should I take my super as a lump sum?
November 8, 2021Financial Planning, Superannuation
Taking your super as a lump sum might be tempting, but it won't be the best option for everyone. You've probably spent much of your working life accumulating super. So, when the time comes and you're able to access it, you might be wondering whether you’d be better off taking the money as a lump...Read More
Why investors shouldn’t fear October
November 1, 2021Financial Planning, Wealth Creation
By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia After strong gains over most of this year, September proved to be a rocky month for global stock markets. The broader Australian market fell more than 2 per cent over the month, while the United States market suffered a fall of almost 5 per cent. That...Read More
The target mix of your investment portfolio should be built on your goals, time horizon and risk tolerance. But goals can change, and market fluctuations can cause your asset allocation to shift, so it's important to monitor your portfolio on a regular basis and make adjustments as needed to ensure you are not taking on...Read More
Know your options around making contributions, accessing your super savings and when Age Pension entitlements could be affected. Whether you’re still working, or you’ve already retired, rules around super contributions, accessing super and things like Age Pension eligibility do ramp up once you hit your 60s and 70s. There have also been a lot of...Read More