Latest Articles
Latest News
By Robin Bowerman, Head of Corporate Affairs, Vanguard Australia Many Australians know that investing will always come with some level of risk, namely the potential to lose money. In a recent Vanguard report on Australian attitudes towards investing, 20 per cent of those surveyed cited "worry of making a bad investment" as a barrier to...Read More
From time to time, investors become irrationally enthusiastic. The important thing to note about these manic moments is that the investment theme underpinning them makes perfect sense. The narratives are rational; it is the market excess surrounding them that is not. In the early 1970s investors became transfixed by a group of seemingly bullet-proof stocks,...Read More
By following a few simple rules to keep accurate and complete tax records, you’ll ensure your small business stays audit safe. It’s time for thousands of small businesses around the country to get their tax affairs in order. With the Australian Tax Office (ATO) conducting spot audits each year on tax compliance, it’s important for...Read More
By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia The Australian Tax Office has started full processing of 2020-21 income tax returns, and its objective was to start paying refunds from mid-July. As an investor it's important to understand what information you need to record in your next income tax return, particularly in relation to...Read More
Australia’s inflation rate has been stubbornly below the RBA’s target band of 2–3% for several years now, but the 0.9% rate realised in 2020 was, even in this paradigm, exceptionally poor. However, economists are projecting an increase in inflation this year, driven by increased expenditure from households. The reasoning behind these expectations is households looking...Read More
Fixing the roof is easier, and more enjoyable, when the sun is shining. What a shame then that we only tend to look critically at our investments when it’s blowing a hooley in the markets and we are scrabbling around for buckets to catch the drips. A year into the most remarkable recovery for stock...Read More
Check out what you could do while you’re still earning an income and have time on your side, noting not everyone will be eligible for the government’s Age Pension when they retire. Many of us turn a bit of a blind eye to super. We know it’s there and we know it’s ours. We just...Read More
By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia Transfers of accumulated wealth from one generation to the next are part and parcel of everyday life. But the next 20 to 30 years will see the biggest intergenerational wealth handover in history. The largest part of this great wealth transfer will be between members of...Read More
If you're running a small business, one of the biggest problems you face is cash flow. Here we look at some of the ways in which you can improve the cash flow of your business, including: Overdrafts Credit cards Factoring, debtor finance or invoice finance Trade finance or stock finance Car leasing Equipment leasing Overdrafts...Read More
Concerns around inflation have started to pick up over the past six months, driven in part by real-world supply and demand dynamics and in part by what we call base effects. In the case of the former, constraints on movement over the past twelve months have pushed spending away from services, such as restaurants and...Read More