It’s tough for both professional and personal stock pickers to consistently beat or at least match the market. But maybe many investors don’t recognise just how tough it is for stock pickers to succeed. Recent research by a US academic underlines that pickers of individual stocks typically have a minimal chance of achieving a satisfactory...Read More
Are you looking for a home loan to buy your first home, update your current one or as an investment in retirement? Are you confused by all the jargon and what type of home loan is right for you? We delve into two of the most popular home loans: principal and interest and interest-only. What...Read More
It’s possible that in the future you, or someone close to you, may need some form of care or daily living assistance. With lots of information to sift through and the conversation sometimes a tricky one to approach, we’ve pulled together some information to make navigating aged care an easier process. The current state of...Read More
The end of financial year is with us, and if we take a look at how some of the major asset classes have performed, it turns out the last 12 months have been pretty good for investors. Residential property has stolen the limelight, with figures from CoreLogic showing property values have climbed 8.3% across our state...Read More
With one third of young Australians taking more than five years to save for a deposit on their first home1, there are plenty of ways you can help your kids get into the property market sooner. Non-financial ways to help: Teaching your children things like how to budget and save, how interest rates work, the consequences...Read More
Australians are keen investors with over 11 million of us holding investments outside of super. That’s great news! What we’re not so good at is spreading our money across different assets, and four out of ten investors admit they don’t have a diversified portfolio. In particular, we tend to focus on local investments yet there’s...Read More
If your spouse (husband, wife, de facto or same-sex partner) is a low-income earner or not working at the moment, chances are they’re accumulating little or no super at all to fund their retirement. The good news is, if you help by contributing some of your own money to their super, you could be eligible...Read More
Entering the property market is no easy feat for a first homebuyer, but even parents who aren’t prepared to hand over cash for a deposit may help by being a guarantor on a loan. Before taking the plunge however, it’s crucial to be aware of the implications involved. Here are three questions to ask yourself...Read More
Any renovation project, large or small, can be all-consuming in terms of your energy and money. Here are six loan types that can help you with the latter. Considering transforming your home from ‘blah’ to ‘brilliant’, but lacking the funds to support your major makeover? Never fear, we’ve rounded up a few different home renovation...Read More
By Flying Solo contributor Kathryn Williams Over-servicing clients is a common problem for small business owners; we feel it’s what sets us apart from our competitors. All it’s doing, however, is creating unreasonable expectations, and costing us money to boot. We know we can deliver what our clients need. And because we do this for...Read More
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