Latest Articles
Latest News
What is a redraw, a line of credit and an offset account?
January 12, 2017
Answer Getting a home loan can be exciting but if you’re not up to speed on what you need to know, it could be a stressful and exhausting experience. In this jargon-buster, we look at the meaning of some common terms to help you understand what to look out for when you’re applying for, and...Read More
Take a moment to check your super
January 12, 2017
If you’re enjoying some down-time over January, it’s worth taking a few minutes to check your super savings. It’s a simple step that could leave you a lot better off further down the track. Most employers do the right thing and make regular compulsory super contributions for their employees. However, some do not, and a...Read More
Six super terms that should be on your radar
December 23, 2016
We want to empower you to take control of your finances and own your tomorrow. But we know it’s not always easy. The language of finance can be complex and confusing. In our latest jargon buster article, we explain superannuation terms in everyday language. Preservation age To access your super savings without restrictions you generally...Read More
7 steps to setting up an SMSF
December 15, 2016
It can be hard to know where to start or what’s ahead when you embark on setting up your own self-managed super fund (SMSF). You might like the idea of having greater control over your retirement savings, but there will be other things to consider, such as whether you have time to manage an SMSF...Read More
Seven Tips For Securing A Business Loan
November 29, 2016
Securing a business loan in Australia isn’t necessarily difficult but knowing how to navigate your way can be the difference between success and failure. Banks and other financial institutions offer a wide range of business finance options, from commercial property loans, commercial vehicle leases, and commercial and equipment leases, to simpler options such as letters...Read More
What is trauma insurance?
November 29, 2016
With one in two Australian men and one in three Australian women expected to be diagnosed with cancer by the age of 851, many families are learning first-hand how an illness can interrupt their lives. But should the worst occur, the home loan and school fees will still have to be paid – on top...Read More
What is an Enduring Guardian?
November 21, 2016
You can choose who can make decisions on your behalf regarding your medical and dental treatment and decide where you live if you are not capable of doing this for yourself. These are known as “functions”. The easiest way to do this is to appoint an enduring guardian. The appointment of an enduring guardian takes...Read More
Choosing super for school leavers
November 14, 2016
by Paul Clitheroe You can almost hear the sighs of relief of thousands of Australian teenagers, who have recently completed their final Year 12 exams. It’s quite a milestone, and while some school leavers will step straight into full time work, many will take up casual or part-time jobs until uni or TAFE kicks off...Read More
Take good care of your credit record
October 25, 2016
A shaky history of paying bills on time or skipping a few debt repayments may seem like minor issues, but money habits from the past can come back to haunt us. Some Australians can save for years to grow a home deposit only to be knocked back for a loan because of a bad credit...Read More
Are you prepared for changes to the Age Pension assets test?
October 17, 2016
With revisions to the Age Pension assets test just around the corner, it’s important to understand how the changes could impact you, particularly with part-pension thresholds somewhat tighter than initially projected. These thresholds are the value of assets you can own (excluding your home) before you lose eligibility for the Age Pension. Who the changes...Read More