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Five business podcasts for a more productive commute
March 17, 2020
Get more out of each morning by listening to these brilliant business podcasts on your ride to work. It’s hardly a secret that podcasts are the new radio. The audio format is growing, with ABC’s 2019 Podcast Survey finding 30 percent of Australians listen to a podcast monthly. That’s a number that only looks set...Read More
Mortgage versus super – a common dilemma
March 17, 2020
Conventional wisdom used to dictate Australians were better paying off their home loans and once debt free turning their attention to building up their super. But with interest rates at record lows and many super funds potentially offering a higher rate of return, what’s the right strategy in the current market? AMP’s Technical Strategy Manager...Read More
Total return investing
March 10, 2020
It wasn't long ago that the common view was to save and invest through your working life and then retire to a portfolio that delivered at least a 5 per cent income yield every year. For many retirees it worked, at least while interest rates were high. They could live comfortably on income payments and...Read More
Super for self-employed people
March 10, 2020
You don't have to pay yourself super, but when you retire, you might be glad you did. You can make regular or lump sum payments, can usually claim a tax deduction on contributions, and may be able to save tax. Why pay yourself super There are advantages to contributing to super: You save for your...Read More
Money challenges women face
March 10, 2020
Knowledge is power. Financial knowledge is particularly powerful when it comes to securing your future. Women and men alike can benefit from acquiring financial knowledge and skills. But when it comes to money, women face unique challenges. The last few years have seen the spotlight shining brightly on women’s issues globally with calls for political...Read More
Holistic support for small business
March 2, 2020
My Business Health, a free web portal designed to provide holistic support to small business owners, is now live. Many small and family business owners may not be aware that their everyday worries – be it cash flow, staff related concerns or paying suppliers – can actually cause high levels of psychological distress. Accessed via...Read More
The safe withdrawal rate
March 2, 2020
The safe withdrawal rate. It’s an alluring concept. An amount you can spend each year and yet be sure you’ll never run out of money in retirement. It’s an enduring concept too – ever since a financial planner did a comprehensive study in the mid 90s. And even better it’s got a simple number attached...Read More
20 easy eco-resolutions every business should make in 2020
February 24, 2020
No matter the size of your business, introducing greener work practices should be top of the new year agenda. By making moves to reduce, reuse and recycle, You’ll not only help save the planet, you’ll reduce your energy costs and appeal to likeminded customers. Whatever the political situation, an increasing number of people in Australia...Read More
First Home Loan Deposit Scheme (FHLDS)
February 24, 2020
The First Home Loan Deposit Scheme is a Australian Government initiative to support eligible first home buyers purchase a home sooner. It does this by providing a guarantee that will allow eligible first home buyers on low and middle incomes to purchase a home with a deposit of as little as 5 per cent. The...Read More
A 20-year investment growth story
February 24, 2020
At the end of 2018, after a dismal fourth quarter – in fact, the worst quarterly performance in seven years – the Australian share market closed at a two-year low. No doubt, many investors at the time were probably anticipating a mediocre year ahead. Yet, seven months later, the Australian share market had not only...Read More