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A permanent injury or illness can make it difficult or impossible to return work. TPD insurance can provide a financial safety net to help support you and your family, and pay for medical and rehabilitation costs. What TPD insurance covers TPD insurance pays a lump sum if you become totally and permanently disabled because of...Read More

By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia COVID-19 has completely, and mercilessly, dictated the direction of economies and financial markets through most of this year. So, as we rapidly approach the end of an extremely unpredictable and volatile year, what's in store for 2021? It should come as no great surprise that the...Read More

Here, our head of retirement investments and senior portfolio manager, Darren Beesley, shares an overview of how retirement investments were impacted during 2020. What effects has the pandemic had on dividends from Australian equities, and what does this mean for portfolios which rely on these income streams? The effect on dividend yields has come about...Read More

Some cryptocurrencies have experienced a surge in value (and interest) since the pandemic. Still, for me, there’s a long way to go before it becomes clear how to determine their fundamental value. Even the Reserve Bank is talking about cryptocurrency, having announced late last year it is exploring the potential use and implications of a...Read More

By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia Having enough superannuation to enjoy a financially comfortable lifestyle in retirement is the aspiration of most Australians. As the super system continues to mature, and with the benefit of compounding investment returns, average retirement savings balances are rising. But an interesting finding in the federal government's...Read More

The Reserve Bank's decision this month to cut the official interest rate to a record low 0.1 per cent was another wake-up call for Australians heavily reliant on income from savings, especially many retirees. A look at the latest domestic monthly banking statistics shows that at the end of October Australian households collectively had $1.1...Read More

Aussie parents have coughed up more than $26 million to help their adult kids since COVID-19 hit our shores – and one in five is at financial risk from doing so. Parents helping their adult kids financially isn’t an unfamiliar concept in this country, but figures reveal mums and dads have forked out approximately $26.8...Read More

The students of 2020 are graduating to the adult world in one of the most uncertain times in recent history amid recession, pandemic and global political tensions. The prospect of working, saving and investing is a daunting prospect – and the hope of home ownership must seem an eternity away. In times like these, knowing...Read More

There are a lot of rules and regulations when it comes to superannuation and running an SMSF. Here are some commonly made mistakes and how they can be avoided. 1. Don’t use your SMSF money for personal reasons A major mistake often made with SMSFs is for members to use their retirement savings for personal...Read More

People often make unwise or hasty decisions when they’re under stress. And a growing number of Australian households have found themselves under stress, both financially and non-financially, during the COVID-19 pandemic. It’s at these times the value of professional advice really comes to the fore. CoreData recently published a white paper, The post-pandemic advice landscape....Read More