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The sooner you start, the more you can save. Find out how to make a savings plan that motivates you and use our tips to save money every day. Set a savings goal Whether you’re saving for a holiday, home renovations or want a little extra in the bank for a rainy day, having a...
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If you think storms may lie ahead, it makes sense to prepare your craft for choppy waters. With Australia facing continued economic uncertainty, it may be time to take stock of your finances and get in the right shape. First the good news. The Australian economy fared better in the first quarter of 2020 than...
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Corporate Wellness is emerging as crucial for SMEs preparing for return to work. Here’s what you need to consider. As businesses scramble to find the best way to safely welcome staff back into the workplace, the concept of ‘Corporate Wellness’ will be front of mind. Particularly given that COVID-19 has put an extra layer of...
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Financial year 2019-20 is now behind us and there’s nothing like closing a chapter to inspire thoughts of a fresh start. But global challenges persist: Australia is officially in a recession while also bracing for a post-JobKeeper economy in September. While it’s impossible to anticipate future changes to the global economy, there’s plenty you can...
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Portfolio construction is always a popular topic among investors, but as markets become more volatile, the practice of carefully piecing together a jigsaw of investments that weathers both good times and bad is particularly relevant. Effective portfolio construction is essential to successful investing, but many investors struggle to understand the underlying concepts, much less put...
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Whether you use a registered tax agent or lodge your own tax return, it’s helpful to have information you can refer to when you want to get ready for tax time. The Tax Time 2020 toolkit is now available, and it includes a directory of links as well as several updated, and new, fact sheets...
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In the current low interest rate environment, an investment product offering low-risk, high returns may sound very tempting. That's especially when the offeror implies it has the personal backing of the chairman of Australia's corporate regulator, the Australian Securities and Investments Commission (ASIC), by using his name and photos. Unfortunately, though, it's just one example...
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We all know camping is a fantastic activity, providing hours of enjoyment and a welcome opportunity to connect with loved ones, as well as nature. But that’s just the start. Did you also know that a whole range of wonderful health benefits result from camping? From physical and mental aids to those that are tailor...
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Dreaming of retiring before you reach 50? The ‘secrets’ to early retirement may be more practical and achievable than you’d think. While many people choose to work as long as they can, others want to retire early, perhaps in their 30s, 40s or 50s. If you’re in the latter category, you’ll want to have sufficient...
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The Federal Government has updated superannuation laws to allow older Australians to contribute to their super for longer. Work test to apply from age 67 The government has increased the age up to which super contributions can be made without having to meet a work test from 65 to 67. The work test requires you...
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