Latest Articles
Latest News
Dr Shane Oliver - Head of Investment Strategy and Chief Economist, AMP Capital Key points A surge in financial information and opinion along with our natural inclination to focus on bad news is arguably making us worse investors: more fearful & short term. Five ways to help manage the noise and stay focussed as investors...Read More
If you have more than one loan, it may sound like a good idea to roll them into one consolidated loan. Debt consolidation (or refinancing) can make it easier to manage your repayments. But it may cost you more if the interest rate or fees (or both) are higher than before. You could also get...Read More
If eligible, older Aussies can put up to $300,000 into their super using the money from the sale of their main residence, regardless of caps and restrictions that otherwise apply. If you’re aged 65 or over and are looking to boost your retirement savings, you may be able to make a tax-free contribution to your...Read More
By Robin Bowerman, Head of Corporate Affairs, Vanguard Australia Many Australians know that investing will always come with some level of risk, namely the potential to lose money. In a recent Vanguard report on Australian attitudes towards investing, 20 per cent of those surveyed cited "worry of making a bad investment" as a barrier to...Read More
Average dwelling prices in Australia’s capital cities rose by 2.3% in May, their eighth monthly gain in a row, although having settled somewhat since the 2.8% recorded in March. Capital city prices are now 7.8% higher than previous records set in September 2017. Prices in Sydney alone, hardly at bargain basement levels before COVID-19 began,...Read More
By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia The Australian Tax Office has started full processing of 2020-21 income tax returns, and its objective was to start paying refunds from mid-July. As an investor it's important to understand what information you need to record in your next income tax return, particularly in relation to...Read More
Whether downsizing your home, relocating to a new city, modifying your existing property, or entering an independent or assisted living arrangement is on the cards, thinking ahead could create more certainty. When thinking about your retirement, financial and non-financial considerations will all play a part. Below we explore some of the things you may want...Read More
Fixing the roof is easier, and more enjoyable, when the sun is shining. What a shame then that we only tend to look critically at our investments when it’s blowing a hooley in the markets and we are scrabbling around for buckets to catch the drips. A year into the most remarkable recovery for stock...Read More
By Tony Kaye, Senior Personal Finance Writer, Vanguard Australia Transfers of accumulated wealth from one generation to the next are part and parcel of everyday life. But the next 20 to 30 years will see the biggest intergenerational wealth handover in history. The largest part of this great wealth transfer will be between members of...Read More
If you're running a small business, one of the biggest problems you face is cash flow. Here we look at some of the ways in which you can improve the cash flow of your business, including: Overdrafts Credit cards Factoring, debtor finance or invoice finance Trade finance or stock finance Car leasing Equipment leasing Overdrafts...Read More