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Now you own your data: the new world of ‘open banking’ explained
November 2, 2020
The promise of open banking is big; a new, simpler way to share your personal financial data between banks, lenders and financial companies. It started on July 1. Here’s how it works and what it means to take back control of your data to get the best rates and offers. Switching banks has long been...Read More
Your super fund, your choice
October 26, 2020
Choice is inherently regarded as a good thing, particularly in these COVID-affected times when some of our basic choices have had to be suspended for the greater community good. So last week’s passage through parliament of a Bill expanding the amount of choice in the superannuation system ought to be reason for a small celebration....Read More
Three considerations for the post-coronavirus property market
October 26, 2020
COVID-19 has impacted many of the big, fundamental drivers of property markets in Australia. There is potential for this to have a lasting impact, which could be good news for the chronic affordability issues in the residential market. A history of housing affordability in Australia For years Australia has suffered from poor housing affordability. According...Read More
How to budget for your social life in retirement
October 26, 2020
Have you considered what's on the agenda, such as how often you see yourself eating out and whether you want to travel domestically or afar? If you're in or approaching retirement, you may be prioritising things such as living costs, utility bills, health care and even potentially helping the kids out with their future financial...Read More
Risks remain for global markets in an otherwise positive outlook
October 19, 2020
Recent falls in global share markets have triggered talk in some quarters of a potential market crash, but investors should maintain some perspective, given the historical propensity for market corrections and seasonal weakness through the month of September. The apprehension felt by many in the lead-up to this correction is understandable, given the juxtaposition of...Read More
Has your business made a tax loss this year?
October 19, 2020
This has been a difficult year, and your business may have made a tax loss. A tax loss is when the total deductions you can claim, excluding gifts and donations, are greater than your total income for an income year. If your business makes a tax loss, you may be able to: offset the loss...Read More
A beginner’s investment guide to long-term wealth
October 19, 2020Wealth Creation
It's often said that starting out early on one's investing journey will deliver good long-term results. But in light of recent volatility on investment markets, you may be thinking, is this the right time to start off? Taking your first step is often daunting, but the reality is that investment markets have shown consistent growth...Read More
How to find the right investments to help reach your goals
October 12, 2020
To invest well, you need to find investments that fit your financial goals, investing time frame and risk tolerance. Get an overview of the different types of investments so you can find the right ones to reach your financial goals. Types of investments and returns Investments can be classified as defensive or growth investments. Defensive...Read More
Planning for retirement
October 12, 2020Retirement Planning
Worrying about superannuation balances is something most of us do from time to time, but as we approach retirement it can become a regular pastime. Unfortunately, in the current economic climate, many of us are heading into retirement with less than we expected. This can sometimes be because market volatility has temporarily reduced our balance....Read More
4 reasons the share market could hold up against COVID-1
October 12, 2020
There are very good reasons for the faith that investors are placing in equities markets. News around the COVID-19 pandemic hasn’t been promising. New cases have shown early signs of stabilising, but it’s too soon to say we’ll see a dip in new cases. The world’s largest economy also remains under siege as the virus...Read More