Latest Articles

MBA Financial StrategistsLatest ArticlesDebt Advice & Mortgages

Latest News

By replacing your current home loan with a new one, you could take advantage of a better deal, but there will be things to keep an eye out for. Even if you secured a competitive package when you first took out your home loan, it’s worth reviewing the details of your mortgage each year to...
Read More
Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years. When your fixed rate term ends, your loan will usually revert automatically to the standard variable interest rate unless you have provided instructions to refix your loan. As...
Read More
If you’re planning to take advantage of lower property prices and buy in 2023, now’s the time to get organised. Whether you’re looking to buy your first home, move to a different house or invest, you’ll still face competition to secure your dream home, so being ready to move quickly is paramount. A big part...
Read More
Should you fix your interest rate, opt for a variable one, or do both? We explain the benefits and considerations of all three options. Of all the decisions that need to be made when choosing a home loan, finding the best interest rate is one of the most important. After all, a rate that’s even...
Read More
With interest rates on the rise and investment returns increasingly volatile, Australians with cash to spare may be wondering how to make the most of it. If you have a mortgage, should you make extra repayments or would you be better off in the long run boosting your super? The answer is, it depends. Your...
Read More
With the double whammy of cost of living and mortgage interest rate rises, it’s no wonder many mortgage holders, and those saving to buy their first property, are feeling anxious about meeting their repayments or savings goals. The best way to check, is to stress test your household budget and mortgage repayment capacity. Your reality...
Read More
The pros and cons of investing in the Australian residential property market and your options for building an investment portfolio using property. Unlike buying a home to live in, an investment property is usually bought with the goal of making money. Investing in property is a popular way to invest money in Australia, but before...
Read More
Buying a house? Don’t get caught out—here are some tips to avoid being gazumped Picture the scene. You’ve found your dream home—a short stroll to the local schools, close to a leafy park to walk the dog and on a quiet residential street with the best coffee in town right on the corner. You’ve agreed...
Read More
People walking in Adelaide, home of MBA Financial Strategists
The Reserve Bank of Australia's decision to increase its official interest rate for the first time in more than a decade had been widely expected. The only so-called unknown was exactly when the RBA would move its cash rate higher. The cash rate is the set interest rate applied to unsecured overnight loans between banks...
Read More
Dr Shane Oliver - Head of Investment Strategy and Chief Economist, AMP Capital The RBA has hiked the cash rate by 0.25% taking it to 0.35% and signalling more rate hikes ahead. We expect the cash rate to rise to 1.5% by year-end and to 2% by mid next year. But the RBA will only...
Read More
1 2 3 4 5 8
News Source

    Get In Touch




    ​Your privacy is important to us and AMP Financial Planning Pty Limited ABN 89 051 208 327 Australian Financial Services Licensee and Australian Credit Licensee No. 232706, which is part of AMP. You may request access to your personal information at any time by calling us on (08) 8357 3999 or contacting AMP on 1300 157 173. Information collected will be subject to AMP's Privacy Policy. You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.