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Buying a home is one of the most significant financial decisions you will make. Whether you are purchasing your first property, refinancing, or preparing for retirement, understanding how mortgage repayments work helps build long-term financial confidence. At MBA Financial Strategists, we believe informed choices lead to stronger outcomes. This guide explains how home loans are...Read More

Buying a home is a major financial milestone. Whether you’re entering the property market for the first time, purchasing an investment property, or planning your next home in retirement, understanding how home loan pre‑approval works can help you make decisions with clarity and confidence. At MBA Financial Strategists, we help clients make informed choices that...Read More

Owning your home outright might feel like a far-off dream, especially if you’re grappling with cost-of-living increases – but with a few smart financial strategies, it could become a reality sooner than expected. Paying off your loan faster doesn’t have to mean overhauling your lifestyle or making huge sacrifices. In fact, many people make real...Read More

Buying a home is one of life’s biggest financial decisions, and for most Australians, securing finance is the first major step. Home loan pre-approval can provide clarity around your borrowing power, give you a competitive edge when making an offer, and help you move with confidence in a fast-paced property market.  But while it’s often...Read More

A home loan, often referred to as a mortgage, is money borrowed from a lender to help purchase a property. You repay this loan over time with interest, usually for 25 to 30 years. For many Australians, a home loan is the largest financial commitment they’ll ever make, so it’s crucial to understand the basics...Read More

Pros of investing in property Income – you earn rental income from the property when tenanted Less volatility – property income and property value can be less volatile than other investments such as shares or bonds etc Capital growth – if your property increases in value, you will benefit from a capital gain when you...Read More

How long to keep rental records You need to keep records for 5 years. Depending on your situation, that is 5 years from the date: you lodge your tax return of your last claim for the decline in value of an asset it is certain that no capital gains tax event can occur after you...Read More

Why investing extra money from a rate cut can be a better long-term option. Millions of Australians holding variable rate mortgages are about to receive a monthly household cash infusion, thanks to the Reserve Bank’s 0.25% cash rate cut on 20 May. Based on an outstanding mortgage balance of $600,000 with 25 years remaining on...Read More

In the lead up to the end of the financial year (EOFY), it’s a great opportunity for property investors to pause, prepare their records, and make sure they’re making the most of what they can claim. Tax time might not be the most exciting part of investing, but a little preparation now can make a...Read More

Buying a home is one of the most exciting milestones in life, but when you’re a couple working together to save for that all-important deposit, it can really put the relationship under pressure. It’s rare for couples to see eye to eye on every financial detail. You will most likely have different spending habits, levels...Read More