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7 steps to setting up an SMSF
December 15, 2016
It can be hard to know where to start or what’s ahead when you embark on setting up your own self-managed super fund (SMSF). You might like the idea of having greater control over your retirement savings, but there will be other things to consider, such as whether you have time to manage an SMSF...Read More
Seven Tips For Securing A Business Loan
November 29, 2016
Securing a business loan in Australia isn’t necessarily difficult but knowing how to navigate your way can be the difference between success and failure. Banks and other financial institutions offer a wide range of business finance options, from commercial property loans, commercial vehicle leases, and commercial and equipment leases, to simpler options such as letters...Read More
What is trauma insurance?
November 29, 2016
With one in two Australian men and one in three Australian women expected to be diagnosed with cancer by the age of 851, many families are learning first-hand how an illness can interrupt their lives. But should the worst occur, the home loan and school fees will still have to be paid – on top...Read More
What is an Enduring Guardian?
November 21, 2016
You can choose who can make decisions on your behalf regarding your medical and dental treatment and decide where you live if you are not capable of doing this for yourself. These are known as “functions”. The easiest way to do this is to appoint an enduring guardian. The appointment of an enduring guardian takes...Read More
Choosing super for school leavers
November 14, 2016
by Paul Clitheroe You can almost hear the sighs of relief of thousands of Australian teenagers, who have recently completed their final Year 12 exams. It’s quite a milestone, and while some school leavers will step straight into full time work, many will take up casual or part-time jobs until uni or TAFE kicks off...Read More
Take good care of your credit record
October 25, 2016
A shaky history of paying bills on time or skipping a few debt repayments may seem like minor issues, but money habits from the past can come back to haunt us. Some Australians can save for years to grow a home deposit only to be knocked back for a loan because of a bad credit...Read More
Are you prepared for changes to the Age Pension assets test?
October 17, 2016
With revisions to the Age Pension assets test just around the corner, it’s important to understand how the changes could impact you, particularly with part-pension thresholds somewhat tighter than initially projected. These thresholds are the value of assets you can own (excluding your home) before you lose eligibility for the Age Pension. Who the changes...Read More
Should I take my super as a lump sum?
October 12, 2016
You’ve probably spent much of your working life accumulating super. So, when the time comes, you might be wondering whether you’d be better off taking the money as a lump sum, income stream or both. To help you make an informed decision, we’ve pulled together some info regarding trends in Australia, what options are on...Read More
Ways to be a super woman with your super
October 5, 2016
You may know the intimate details of your household finances, but what about your super balance? Along with the family home, super is often one of your most valuable assets. Yet many women are lagging behind men when it comes to the amount they’ll have saved in super for their retirement. Figures from the Australian...Read More
Are your hobbies ruling your wallet?
September 25, 2016
Whether you love climbing mountains, playing golf or collecting rare artefacts, some hobbies can get very pricy very quickly. Between club memberships, specialised equipment, tournaments and auctions, it’s very easy for your spending to soar. Hobbies are important for a well-balanced life, and can even contribute to mental wellbeing, but unchecked enthusiasm can blow the...Read More