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There are plenty of good reasons why Australian investors feel more comfortable investing at home. Investing overseas is unfamiliar. Foreign exchange movements often feel like too much of a risk. Overseas companies can be difficult to get information on. Sometimes they operate in different languages. It's understandable that we prefer investing at home but this...
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What types of life insurance are offered by super funds? Super funds typically have three types of insurance for members: Death cover (also known as life insurance) - is part of the benefit your beneficiaries receive when you die, either as a lump sum or as an income stream. Total and permanent disability (TPD) cover...
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The lists of Australia's wealthiest individuals and families published annually by different media organisations are generally an interesting read. Ranking them by their net wealth, they show that many of the richest Australians have progressively become richer over time through a combination of business expansion, market forces and shrewd investment decisions. In fact, looking at...
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When it comes to building our dream solo business, capital can be the one thing we can’t can’t always count on, but that doesn’t mean we can’t get started. A friend recently told me the best part about having taken on some extra work at night was the way it was inspiring plans for her...
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Binding death benefit nominations in an SMSF can provide useful direction to the trustee of a fund after death, for distribution of benefits. However, over the past six months, we have noticed some common issues arising that need attention. 1. Issue: ‘Everything will be OK, my family will look after it.’ Many members of SMSFs...
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You're so close. You were diligent in making additional contributions to your super when it made sense and have saved enough in your fund of choice. You have created a realistic retirement budget. You dream of more days at the beach, turning into a grey nomad, with none, zero, nada, office commitments. To increase the...
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These free government grants for small businesses and startups are your first port of call in getting off to a flying start. Cash has always been one of the most valuable assets for startups. Applying for free government grants for small businesses can be a great way of accessing sorely needed funding without having to...
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If a reduction in income is on the cards and you’re starting to worry about your cash situation, you’re not alone. Here are some pointers to help you prepare. One million employed Aussie families are expecting a child or have recently had a child, with almost all families taking some form of leave from employment...
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The end of the year is a great time for self-reflection. It’s a time when you can ask questions to help clarify and inform about your clients, profits, processes and more. But here are five unusual questions you’ve possibly never asked before; the answers to which might boost both your joy and sales in 2020....
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Saving space makes for relaxed breaks. Are you finding it a problem to fit everything you need into your caravan? Not to worry – we have a bunch of nifty and easy caravan storage tips and space-saving solutions to help you out. Most are inexpensive, too. In fact, these tips are so handy that soon...
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