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A year ago, takeaway food was number one on Australia’s comfort-spending list. If habitual purchases like this are still taking their toll, here are some tips for 2022. Over a 12-month period, Australians forked out a whopping $37 billion (and then some) on comfort spending1. You know, the things you might buy to pass the...Read More
Welcome to the shortage economy. As we enter into the third year of the pandemic, COVID has truly turned the world upside down. Well over a million Australians have contracted the virus and the impacts on the economy have been numerous and large. None so much as the shortage economy Australia finds itself in right...Read More
The beginning of a new year is often a good time for us to take a break, relax and maybe make some resolutions for 2022. When it comes to superannuation, deciding on new year resolutions may be a little more difficult than usual as we’ll need to look into the political crystal ball. There’s a...Read More
Early Retirement Planning Tips
February 2, 2022Retirement Planning
The average retirement age people intend to retire in Australia is 65.5 years* according to the ABS – but anecdotally many dream of retiring earlier. But how do you do it? The key to planning for retirement is ensuring that when you feel emotionally ready to retire, your finances are ready too. By following some...Read More
Creating a Long-Term Financial Plan
February 2, 2022Financial Planning
Creating a long term financial plan can pave the road to a strong financial future. A long term financial plan is the process of aligning your financial capacity with your financial goals. It helps you establish your long term financial goals, creates a strategy to reach them, and then tracks your progress toward success. Your...Read More
5 tips to shave years off your mortgage
January 31, 2022Debt Advice & Mortgages
Every homeowner loves the idea of becoming mortgage-free faster and paying less interest in the lead up to that landmark event. Fortunately, there are some easy steps you can take to get there sooner - whether you’ve just got your first home loan, want to increase your property equity or become mortgage-free as soon as...Read More
What is the retirement age in Australia?
January 31, 2022Retirement Planning
The age you retire in Australia isn’t set in stone. You can really retire whenever you want to, but a number of factors could play a big part in your decision. Your financial situation, health, employment opportunities and coordinating with your partner, if you have one, could all play a role in helping you determine...Read More
Budget smarter with the 50/20/30 rule
January 31, 2022Debt Management & Budgeting
Looking at your spending in a new light could make a substantial difference to your financial future. The 50/20/30 budget rule works for one main reason – it’s easy. New to budgeting? You may know how much money you make and have a rough idea of how much you spend. But do you know what...Read More
9 tips for first home buyers
January 24, 2022Debt Advice & Mortgages
If you’re about to buy your first property, the upfront and ongoing costs are only part of what you need to know. Buying a home could be one of the biggest purchases you ever make. With that in mind, here are nine helpful hints if you’re considering getting into the property market. 1. Investigate the...Read More
Types of retirement pensions explained
January 24, 2022Retirement Planning
If you’d like to know what the difference is between a transition-to-retirement pension, an account-based pension, an annuity, and the government’s Age Pension, we break it down. If you’re in or nearing retirement and have heard the term ‘pension’ being thrown around, you may have picked up that there are different types of retirement pensions...Read More