Latest Articles
Latest News
How to budget for your social life in retirement
October 26, 2020
Have you considered what's on the agenda, such as how often you see yourself eating out and whether you want to travel domestically or afar? If you're in or approaching retirement, you may be prioritising things such as living costs, utility bills, health care and even potentially helping the kids out with their future financial...Read More
A beginner’s investment guide to long-term wealth
October 19, 2020Wealth Creation
It's often said that starting out early on one's investing journey will deliver good long-term results. But in light of recent volatility on investment markets, you may be thinking, is this the right time to start off? Taking your first step is often daunting, but the reality is that investment markets have shown consistent growth...Read More
Has your business made a tax loss this year?
October 19, 2020
This has been a difficult year, and your business may have made a tax loss. A tax loss is when the total deductions you can claim, excluding gifts and donations, are greater than your total income for an income year. If your business makes a tax loss, you may be able to: offset the loss...Read More
Risks remain for global markets in an otherwise positive outlook
October 19, 2020
Recent falls in global share markets have triggered talk in some quarters of a potential market crash, but investors should maintain some perspective, given the historical propensity for market corrections and seasonal weakness through the month of September. The apprehension felt by many in the lead-up to this correction is understandable, given the juxtaposition of...Read More
Planning for retirement
October 12, 2020Retirement Planning
Worrying about superannuation balances is something most of us do from time to time, but as we approach retirement it can become a regular pastime. Unfortunately, in the current economic climate, many of us are heading into retirement with less than we expected. This can sometimes be because market volatility has temporarily reduced our balance....Read More
Surprises of a financial nature can happen at any time, whether the occasion is happy or sad. A gift or inheritance from a friend or relative may be put to good use in many ways. It could be spent on something on the long list of ‘nice to haves’ or could be invested or a...Read More
Transferring super benefits from overseas
October 6, 2020Superannuation
We live in a global world and many of us have lived and worked overseas. For some, it has meant our overseas employer has made super contributions or its equivalent for us. After coming back to Australia, we find that moving super back home isn’t as easy as just jumping on a plane, as it...Read More
Estate planning and investments
October 6, 2020Estate Planning
It's a question most of us ask eventually: what happens to our investments when we die? The answer often depends on the type of asset you own and the structure through which you own it. Generally, when you die an executor that you nominate in your will takes control of your assets and has responsibility...Read More
Coping with market volatility
September 28, 2020
Recent volatility in investment markets can be frightening when you're saving for retirement, but one of the key lessons from history is that volatility is a normal and necessary part of investing. Markets are made up of individuals making buying and selling decisions based largely on their view of the future. Given the future is...Read More
Changing jobs and superannuation – Learn what to do
September 28, 2020Superannuation
Having a ‘job for life’ is mostly a thing of the past. Many Australians will change jobs a number of times during their career, and in doing so, may end up with multiple super funds. This could mean you end up paying multiple sets of fees that chip away at your retirement savings. Your super...Read More