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What is the FIRE movement?
February 28, 2022Financial Planning
What is FIRE? If you’ve ever considered early retirement, you could join the FIRE movement. FIRE stands for “financial independence retire early.” During their working years, FIRE investors invest as much of their income as possible in hopes of attaining financial independence at a young age and maintaining it for the long term—a.k.a. retirement. Their...Read More
9 ways to save on a night out
February 28, 2022Financial Planning, Wealth Creation
If a big weekend has ever left you penniless until payday, these pointers could be for you. How much cash did I spend last night? How many rounds did I buy? Why did I pay for so-and-so’s Uber when I know they’re never going to pay me back? If this sounds like a familiar scenario,...Read More
Dr Shane Oliver - Head of Investment Strategy and Chief Economist, AMP Capital Key points Ukraine tensions have escalated with Russia ordering troops into Ukraine regions already occupied by Russian separatists. Share markets are at high risk of more downside on fear of further escalation and uncertainty about sanctions/gas supply to Europe. The history of...Read More
Credit Card Debt & Afterpay Debt
February 21, 2022Debt Management & Budgeting
Once, credit cards were the payment platform of choice for Australian consumers. Today, Afterpay and similar ‘buy now, pay later’ payment options are fast making inroads – particularly among millennial consumers. While both payment options have their pros and cons, it’s important to consider the implications of credit card debt and Afterpay debt if you’re...Read More
How To Pay Off Your Mortgage Faster
February 21, 2022Debt Advice & Mortgages
When was the last time you looked closely at your loan, the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in other assets or reach financial...Read More
Portfolio construction is a much-used term that can be misunderstood. Fundamentally, the term portfolio construction refers to the process of selecting investments to create the optimal balance of risk and return. By mixing different types of investments and different asset classes, portfolios can be built in a way that maximises the return for any given...Read More
A year ago, takeaway food was number one on Australia’s comfort-spending list. If habitual purchases like this are still taking their toll, here are some tips for 2022. Over a 12-month period, Australians forked out a whopping $37 billion (and then some) on comfort spending1. You know, the things you might buy to pass the...Read More
Welcome to the shortage economy. As we enter into the third year of the pandemic, COVID has truly turned the world upside down. Well over a million Australians have contracted the virus and the impacts on the economy have been numerous and large. None so much as the shortage economy Australia finds itself in right...Read More
The beginning of a new year is often a good time for us to take a break, relax and maybe make some resolutions for 2022. When it comes to superannuation, deciding on new year resolutions may be a little more difficult than usual as we’ll need to look into the political crystal ball. There’s a...Read More
Early Retirement Planning Tips
February 2, 2022Retirement Planning
The average retirement age people intend to retire in Australia is 65.5 years* according to the ABS – but anecdotally many dream of retiring earlier. But how do you do it? The key to planning for retirement is ensuring that when you feel emotionally ready to retire, your finances are ready too. By following some...Read More