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If you have a poor credit score or an error in your credit report, it may affect loans or credit you apply for. You have a right to get errors fixed for free, and you can arrange this yourself. What you can get fixed (for free) Here are some of the typical errors in credit...Read More

Fixed rate terms last for a set period of time that is prearranged between you and your lender. Fixed rate periods last between one and five years. When your fixed rate term ends, your loan will usually revert automatically to the standard variable interest rate unless you have provided instructions to refix your loan. As...Read More

You don't have to pay yourself super, but when you retire, you might be glad you did. You can make regular or lump sum payments, can usually claim a tax deduction on contributions, and may be able to save tax. Why pay yourself super There are advantages to contributing to super, depending on the type...Read More

Many parents and grandparents worry about how to help the children in their lives achieve financial independence. But the value of long-term investment can seem like a dry and complicated idea for kids to get their heads around. In fact, many young people would like to know more about money, according to a Young People...Read More

What exactly does responsible investment mean? Is there trade-off between ESG considerations (investing responsibly) and investment returns? Read on to find out more. A growing number of Australian investors are taking a responsible approach to their investing, quite possibly without even realising they’re doing so. That’s the reality of a rapidly evolving global investment universe,...Read More

The excitement of heading towards retirement and a new stage of life can be tinged with concern over how to manage finances. For many people, seniors’ concession cards are a good way to help make ends meet. While discounts on goods and services are always welcome, they’re even more valued right now as living costs...Read More

When it comes to teaching kids about healthy money habits, there are few lessons more important than being able to defer gratification. By helping kids learn to put off what they want right now and save instead, they’ll be better equipped with the skills to be financially secure adults. While it is possible to help...Read More

How much money you're able to invest each year is one of the biggest factors in achieving your financial goals.And the longer you're invested, the more time your money has to compound and grow. Inflation is up and markets are down. What does this mean for you? Entering the world of investing can be intimidating,...Read More

If you’re planning to take advantage of lower property prices and buy in 2023, now’s the time to get organised. Whether you’re looking to buy your first home, move to a different house or invest, you’ll still face competition to secure your dream home, so being ready to move quickly is paramount. A big part...Read More

If you've lost your home or business after a natural disaster, you don't have to go it alone. Follow these steps to start your recovery. Important: Government help for natural disasters Call Services Australia on 180 22 66 or visit serviceaustralia.gov.au/disaster. Get help to make a recovery plan Recovering from a natural disaster will take...Read More