Latest Articles
Latest News
What is the FIRE movement?
February 28, 2022Financial Planning
What is FIRE? If you’ve ever considered early retirement, you could join the FIRE movement. FIRE stands for “financial independence retire early.” During their working years, FIRE investors invest as much of their income as possible in hopes of attaining financial independence at a young age and maintaining it for the long term—a.k.a. retirement. Their...Read More
9 ways to save on a night out
February 28, 2022Financial Planning, Wealth Creation
If a big weekend has ever left you penniless until payday, these pointers could be for you. How much cash did I spend last night? How many rounds did I buy? Why did I pay for so-and-so’s Uber when I know they’re never going to pay me back? If this sounds like a familiar scenario,...Read More
Dr Shane Oliver - Head of Investment Strategy and Chief Economist, AMP Capital Key points Ukraine tensions have escalated with Russia ordering troops into Ukraine regions already occupied by Russian separatists. Share markets are at high risk of more downside on fear of further escalation and uncertainty about sanctions/gas supply to Europe. The history of...Read More
Credit Card Debt & Afterpay Debt
February 21, 2022Debt Management & Budgeting
Once, credit cards were the payment platform of choice for Australian consumers. Today, Afterpay and similar ‘buy now, pay later’ payment options are fast making inroads – particularly among millennial consumers. While both payment options have their pros and cons, it’s important to consider the implications of credit card debt and Afterpay debt if you’re...Read More
How To Pay Off Your Mortgage Faster
February 21, 2022Debt Advice & Mortgages
When was the last time you looked closely at your loan, the progress you are making on paying it off and how it compares to others in the market? Analysing your mortgage could mean savings for you, as well as the opportunity to pay it off more quickly, invest in other assets or reach financial...Read More
2021 Year in Review
February 21, 2022Financial Planning
Two steps forward, one step back For the second year running, the pandemic was the focus for policy makers, markets, businesses, and individuals alike. The year began with hopes that the rollout of vaccines would stem the spread of COVID-19 and allow economies to reopen. Instead, most countries were hit by wave after wave of...Read More
Portfolio construction is a much-used term that can be misunderstood. Fundamentally, the term portfolio construction refers to the process of selecting investments to create the optimal balance of risk and return. By mixing different types of investments and different asset classes, portfolios can be built in a way that maximises the return for any given...Read More
Understanding your home loan
February 15, 2022Debt Advice & Mortgages
Buying a home is one of the biggest financial decisions in a lifetime. Determining which loan is best can be overwhelming without understanding which products and features are available on the market. There are a lot of home loans to choose from, but not all will be well suited to your needs. To help you...Read More
Welcome to the shortage economy. As we enter into the third year of the pandemic, COVID has truly turned the world upside down. Well over a million Australians have contracted the virus and the impacts on the economy have been numerous and large. None so much as the shortage economy Australia finds itself in right...Read More
A year ago, takeaway food was number one on Australia’s comfort-spending list. If habitual purchases like this are still taking their toll, here are some tips for 2022. Over a 12-month period, Australians forked out a whopping $37 billion (and then some) on comfort spending1. You know, the things you might buy to pass the...Read More