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With the end of the current financial year fast approaching, time is running out if you’re planning to boost your superannuation balance before 30 June. Even depositing a small amount of extra money into your super account before 30 June this year could make a big difference to your overall retirement balance over the longer...Read More

Key points: Star ratings for residential aged care homes are changing to a redesigned Compliance rating and incorporating care minute targets for Staffing ratings from October 1, 2025 271 stakeholders informed the design changes for the aged care Star Ratings system You can use the Find a Provider tool on the government website to gauge...Read More

Some investors find it satisfying to take a do-it-yourself approach to retirement savings – taking on the responsibility for the growth of their retirement savings in a self-managed superannuation fund (SMSF). While you have total control over how your retirement funds are invested within the confines of the laws, many factors need to be considered...Read More

Here’s what a zombie company is and why they can be a detractor to your returns Australian Securities Exchange (ASX) data shows more than three dozen companies have been delisted from the Australian share market so far this year. The majority of those delistings have been voluntary, at a company’s request. But the remainder have...Read More

Staying the course is sage advice for long-term investors anxious about market volatility — and for good reason By looking at how markets have performed over time, we can put current events into context and appreciate the benefits of a long-term and well diversified investing strategy. The following three charts highlight the importance of staying...Read More

Balancing financial and work commitments with caring for children is possible with a little planning. Set clear expectations at work Before you return to work, talk to your employer. Discuss how you’ll manage your new family responsibilities and work commitments. Ask for flexible work arrangements If you’ve been with the same employer for at least...Read More

You can get your super when you retire and reach your ‘preservation age’. This is between 55 and 60, depending on when you were born. Or when you reach age 65, even if you are still working. There are special circumstances where you can access your super early. When you can get your super You...Read More

Your relationship with money is deeply rooted in your past, often shaped during your formative years by early experiences and the attitudes you observed from your primary caregivers. These influences, absorbed primarily during the imprint period, frequently become ingrained as your personal truth, consciously or unconsciously impacting how you handle finances as an adult. Limiting...Read More

Check your super When you start to plan for retirement, you’ll need to check your super: where it is how much you have whether you have lost or unclaimed super consider consolidating accounts where relevant that your details are up-to-date with the ATO and your super funds. You can do this in 5 simple steps...Read More

More than half of us set a new financial goal at the beginning of 2025, according to ASIC’s Moneysmart website. While most financial goals include saving money and paying down debts, the months leading up to 30 June provide an opportunity to review your super balance to look at ways to boost your retirement savings....Read More