Latest News

What is your 'estate'? Your ‘estate’ includes everything you own – your ‘earthly possessions’, if you will. It can include for example cash, property, cars, boats, furniture, jewellery, family heirlooms, art, shares and more. What is estate planning? This is where you decide what will happen to your belongings after you pass away. By leaving...Read More

The rules around making some types of super contributions have been relaxed in recent years, so it’s worth exploring the different opportunities available to you before making a large contribution.i What are contribution caps? Given the tax-effective environment of Australia’s super system, there are annual limits on how much you can contribute each financial year....Read More

Rather than worrying about day-to-day price movements, focus here instead. If you checked on the status of your investment portfolio today, don’t worry. You’re definitely not alone. In fact, you may have looked at how your various investment holdings are faring multiple times by now, just to see how much you’ve gained or lost since...Read More

1. Make a budget It can be surprising just how much you need to spend before your baby even arrives. There are services and classes to book and pay for, as well as obstetrician costs to consider. You'll also need to make the choice between giving birth in a public or private hospital. This means...Read More

The super changes the start of the 2024-25 financial year. A number of superannuation changes came into effect from 1 July 2024 and are designed to help working Australians get more money into the retirement savings system. If fully utilised, the changes potentially allow all super fund members, including those with a self managed super...Read More

Discounts, offers and rewards programs Cost of living is impacting people across Australia, with everything from rising interest rates to the weekly grocery shop contributing to the strain. While there isn’t one catch-all solution, there are different ways you can tackle the financial squeeze. Reward and discount programs may not seem like you’re saving a...Read More

The transfer of wealth and financial support from older Australians to their children and grandchildren is becoming a hot topic for families around the country. Australians over 60 are set to transfer an estimated $3.5 trillion over the next two decades1. And new AMP research highlights the challenges older Australians are facing about the best...Read More

Why the decision to keep deeming rates on hold may be a window for interest rates. In delivering the second reading of the Appropriation Bill (No. 1) 2024–25, otherwise known as the latest federal budget, the Treasurer announced that the current freeze on social security deeming rates will continue until 30 June 2025. It was...Read More

Discover why having a core-satellite approach to your portfolio is a powerful investment tool. What is a core-satellite strategy and why is it so powerful? In essence, core-satellite is an investment approach that combines the benefits of index funds—lower cost, broader diversification, tax efficiency and lower volatility— with actively managed funds or other direct investments...Read More

Ensuring financial security post-retirement is key to a comfortable and stress-free life. Proper planning helps manage your finances, ensuring you have the necessary resources. This guide provides valuable strategies for budgeting, investment planning, and maintaining long-term financial stability. By following these steps, you can navigate the complexities of post-retirement finances with confidence, securing a stable...Read More