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Moving into residential aged care can trigger a range of emotions, particularly if it involves the sale of the family home. What is often a major financial asset, is also one that many people believe should be either kept in the family or its value preserved for future generations. Whether or not the home has...Read More
Spend smarter and shop safer during sales
September 23, 2024Debt Management & Budgeting
Cutting back on overspending Whenever there’s a big sale event, like the upcoming Black Friday sales, it can be tempting to go on a shopping spree while products are discounted. However, this can be a slippery slope and you may end up purchasing items you don’t need simply because they’re cheaper than usual. Fortunately, there...Read More
A guide to combining finances for couples and newlyweds
September 16, 2024
What it means to combine finances Even if you have a strong relationship, there are some important details to consider before joining finances. Money Smart’s guide to relationships and money makes some key points: If your partner defaults on a joint loan, you may have to pay for the whole amount – even after your...Read More
Trauma insurance
September 16, 2024Insurance
A critical illness or serious injury can make it difficult to continue to work. Trauma insurance can help support you and your family at this time and pay for medical and rehabilitation costs. What trauma insurance covers Trauma insurance, also called ‘critical illness’ or ‘recovery insurance’ pays a lump sum amount if you suffer a...Read More
Getting on top of debt
September 9, 2024Debt Management & Budgeting
While the Federal Government’s recent announcement about providing some relief for those with student debt is anticipated to help those with student loans, debt can hold you back financially, so let’s look at some ways to free yourself if debt is becoming a burden. Debt can be a real drag on your financial goals, getting...Read More
What is aged care like in Australia?
September 9, 2024Aged Care
Key points: The aged care system in Australia has three main pillars — home care, residential aged care, and retirement villages If you can’t afford aged care services, the Government will help pay for the services you need There are other services that provide allied health and wellness supports Examples of care at home could...Read More
Investment Property: Getting it right
September 9, 2024Debt Advice & Mortgages
With property remaining a high-priced asset, it’s more important than ever for investors to ensure their property investments are a financial success. The latest data demonstrates property’s popularity. One-in-five households (21%) owns a home in addition to their usual residence.i Maximising taxation benefits is one key element but the ATO recently found 9 out of...Read More
Investing cycles – Lessons from the Magnificent 7
September 9, 2024
When it comes to investing in shares, it’s often said that time is your friend. The data shows that investing small amounts consistently over time and riding out the ups and downs of the market by holding onto your investments for the long term, can produce a healthy return. Over the past two decades, the...Read More
Investing cycles – Lessons from the Magnificent 7
September 2, 2024Financial Planning
When it comes to investing in shares, it’s often said that time is your friend. The data shows that investing small amounts consistently over time and riding out the ups and downs of the market by holding onto your investments for the long term, can produce a healthy return. Over the past two decades, the...Read More
What it means to combine finances Even if you have a strong relationship, there are some important details to consider before joining finances. Money Smart's guide to relationships and money makes some key points: If your partner defaults on a joint loan, you may have to pay for the whole amount – even after your...Read More