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Buying a home is one of the most significant financial decisions you will make. Whether you are purchasing your first property, refinancing, or preparing for retirement, understanding how mortgage repayments work helps build long-term financial confidence. At MBA Financial Strategists, we believe informed choices lead to stronger outcomes. This guide explains how home loans are...Read More

Buying a home is a major financial milestone. Whether you’re entering the property market for the first time, purchasing an investment property, or planning your next home in retirement, understanding how home loan pre‑approval works can help you make decisions with clarity and confidence. At MBA Financial Strategists, we help clients make informed choices that...Read More

A simple guide for investors and pensioners Australia’s latest dividends stream was flowing strongly recently as many listed companies and exchange traded funds (ETFs) collectively paid out income returns directly to their investors. The bulk of those payments were the dividends that were declared in August during the latest company reporting season and related to...Read More

Sweeping reforms to aged care are set to begin on 1 November to help improve the quality, transparency and flexibility of care. With more care levels, clearer pricing, and greater control over how your funding is used, the new system aims to better match services to individual needs. Providers will be required to offer detailed...Read More

How to search for unclaimed money Did you know that there is around $2.6 billion in lost shares, bank accounts and life insurance in Australia? Some of it could belong to you, and it’s free and easy to check using the unclaimed money search tool on the Australian Securities and Investments Commission (ASIC) website. What...Read More

Risks of entering into a scheme An SMSF is a trust generally run for the sole purpose of providing retirement benefits to its members. Generally, it’s illegal for anyone to benefit from the SMSF outside this arrangement. Individuals are being targeted to start an SMSF for a range of inappropriate and illegal reasons, such as:...Read More

The federal government has announced updates to its plan to reduce tax concessions on superannuation investment earnings for Australians with balances over $3 million. While the proposal is yet to be legislated, several key changes have been introduced. What’s changing? The revised proposal excludes unrealised capital gains, meaning only realised gains including profits from the...Read More

When school holidays come along, there are plenty of cheap and cheerful things to do. Hanging out at home With some planning and creative thinking, there are ways to keep your kids busy at home. Art and craft Look around the house for things to use for art and craft activities. Anything from making sock...Read More

Divorce or separation is one of life’s major turning points, both personally and financially. For self-employed women, the financial impact often extends beyond the family home. Your superannuation is an important part of your long-term security and forms a key component of the asset settlement process. At MBA Financial Strategists, we understand that separating personal...Read More

Low interest rates have intensified the search for higher income returns Noted in a recent article, Australian households are now holding record amounts of cash. Reserve Bank data shows the weighted average interest rate being paid on term deposit amounts up to $10,000 held in authorised deposit-taking institutions (ADI) such as banks and credit unions...Read More