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Talking money with a partner
April 22, 2024Uncategorized
Here are some factors to consider before you join finances with a partner. While you've likely imagined what a future with your partner looks like, you may not have considered the financial implications of that future. Think: careers, kids, caring for aging parents, and even where you want to live and travel to. In reality,...Read More
Land banking
April 15, 2024Uncategorized
Land banking is a real estate investment scheme that involves buying large blocks of undeveloped land. These schemes are often unregulated and there's little protection if something goes wrong. In a land banking scheme, property developers usually buy land, divide it into smaller blocks and offer it to investors. As an investor, you either buy...Read More
Key points: Scientists have found that working memory can be disrupted as early as people enter middle age In 2024, it is estimated there are more than 421,000 Australians living with all forms of dementia More than two-thirds of aged care residents have moderate to severe cognitive impairment Scientists have reported a global breakthrough in...Read More
Managing finances in a relationship
March 25, 2024Uncategorized
Couples might be open to sharing all sorts of things, but with finances there’s a little more to think about. If you’re in a relationship, you and your partner may share a variety of things: grocery shopping, household chores and, most importantly of all, the TV remote. But what about your finances? There are many...Read More
Protect yourself from scams
February 27, 2024Uncategorized
Scammers are skilled at tricking you out of your money. Knowing the signs of a scam can help you identify when something doesn't feel right. Scamwatch, run by the National Anti-Scams Centre (NASC) says: Stop - Don't give money or personal information to anyone if unsure Think - Ask yourself could the message or call...Read More
Sending money overseas
January 9, 2024Uncategorized
Look for a good currency exchange rate and check the fees when sending money overseas. A small difference can mean more money gets to your family or friend. Types of overseas money transfers Money transfer company A money transfer company is usually the cheapest way to get money to someone overseas. The company can either...Read More
Personal transformation can be challenging. We all have habits we’d like to break and behaviours we’d like to do more of. But when we do some self-examination and think about what is involved in navigating change, it can seem overwhelming to get to where we need to be, whether that is personally or professionally. That’s...Read More
Managed investment trusts
November 27, 2023Uncategorized
Check the income to declare, when to report a loss, and deductions you can claim for managed investment trusts. Types of managed investment trusts Managed investment trusts include: cash management trusts money market trusts mortgage trusts unit trusts managed funds, such as a property trust, share trust, equity trust, growth trust, imputation trust or balanced...Read More
Term deposit vs savings account: what’s the difference?
November 20, 2023Uncategorized
Term deposits offer certainty and savings accounts offer flexibility. Here are some other common features and benefits of each. Putting your money into a savings account, or in the alternative, a term deposit, are two common methods of saving. Working out whether either of these options are right for you depends on your personal and...Read More
Life happens when you’re making other plans
October 23, 2023Uncategorized
From Proverbs to John Lennon, many people have said it - and the last nine months have been a reminder of its truth: life happens when you are making other plans. While investors were worrying about the recession that sharply rising interest rates would surely lead to, fretting about the cost of living and waiting...Read More