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If someone close to you has died, you may be able to claim a super death benefit. What is a super death benefit? A super death benefit is money paid from someone’s super after they die. It may be paid to an eligible beneficiary (or beneficiaries) or to the person’s estate. A super death benefit...Read More

These are regular payments made from your superannuation fund or purchased using either superannuation money or savings. Keep in mind, these are general guidelines only. For more information, you can either: visit a service centre call the Centrelink Older Australians Line and speak to a Financial Information Service Officer. What types of income streams there...Read More

Record SMSF growth driven by AI and digital tools, but admin and compliance challenges persist48,500 new SMSFs were established in the 12 months to December 2025, the highest annual number on record. Nearly 40% of newly established SMSFs reported using AI based tools to assess whether an SMSF was right for them before setting one...Read More

Understand which contributions are before-tax or after-tax and how super and tax rules apply to them. Tax and restrictions on contributionsYour superannuation is usually taxed at a lower rate than most income and investments. However, if your contributions exceed thresholds (called ‘caps’) that apply to concessional and non-concessional contributions, the amounts above the caps will...Read More

How self-managed super funds (SMSFs) are taxed, what is assessable income, and what are allowable deductions. Tax on incomeSelf-managed super funds (SMSFs) must pay tax on their assessable income. The most common types of assessable income are: assessable contributions net capital gains interest dividends rent. A complying superannuation fund that follows the laws and rules...Read More

How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records.How self-managed super fund (SMSF) trustees can meet their responsibility to keep accurate tax and super records. Why keep records?Superannuation law requires trustees to keep extensive records including financial and trustee records. Poor record keeping can make it difficult...Read More

A range of superannuation changes that came into effect on 1 July 2026, are reinforcing the role of super as one of the most tax-effective investment structures available. For many investors, it’s not simply that super remains attractive but that the rules continue to change. Understanding these changes can help ensure your strategy takes advantage...Read More

If you have ever checked your super balance and wondered whether you are “behind” for your age, you aren’t alone. To see where you truly sit, you should ignore “averages”, which can be skewed by a small number of very large balances. Instead, we look at the median, which is the middle value. Half of...Read More

How your super is affected if your marriage or relationship breaks down. Overview If your relationship with your spouse ends, you should be aware of what can happen to the super entitlements of you both. The Family Court and super-splitting laws generally enable super interests (accounts in super funds) or super payments (pensions or annuities)...Read More

How a salary sacrifice arrangement can be used to make voluntary super contributions. Benefits of salary sacrificing You and your employer can agree on a salary sacrifice arrangement (also known as salary packaging or total remuneration packaging) to exchange part of your salary or wages for benefits of a similar value. You can use a...Read More