Latest Articles
Latest News
Check your super When you start to plan for retirement, you’ll need to check your super: where it is how much you have whether you have lost or unclaimed super consider consolidating accounts where relevant that your details are up-to-date with the ATO and your super funds. You can do this in 5 simple steps...Read More
Work out how long your super or account-based pension will last There are many variables that come into play when calculating how long your super or account-based pension will last in retirement, and it can be challenging to figure it out alone. If you’ve transferred your super to a pension account already, then you can...Read More
Hospital admissions can be distressing for individuals and costly for healthcare systems. Many of these admissions, particularly for older adults and those with chronic conditions, can be prevented through adequate support at home. Home Care Packages (HCPs) play a vital role in reducing hospital entries by providing tailored care that promotes health, safety and independence....Read More
Retirement income and tax
April 28, 2025Retirement Planning
How much tax you pay on retirement income depends on your age and the type of income stream. For most people, an income stream from superannuation will be tax-free from age 60. How super income streams are taxed Types of super income streams Income from super can be an: account-based pension — a series of...Read More
Key points: There are many benefits to moving into independent living You have many different types of retirement villages to choose from Retirement villages provide a range of lifestyle and village facilities Many people look at retirement villages as a way to downsize Benefits of independent living For people with an active lifestyle this type...Read More
Planning for retirement
April 7, 2025Retirement Planning
Questions to start your retirement planning Here are a few questions to get your retirement planning underway. Thinking about these might lead you to more questions, but that’s the fun part of the journey. How much money will you need for your retirement plan? How long will you likely spend in retirement? Where will the...Read More
About 36% of homeowners still have a mortgage when they retire, up from 23% a decade ago. This increase in mortgage debt is due to soaring property prices, changes in retirement ages and easy access to drawdown equity loans (where you use your home as security to get a loan, which can be used to...Read More
How much super you need
March 4, 2025Retirement Planning, Superannuation
Take some of the guesswork out of planning for the future. Work out how much super you’ll have when you retire, and if it will be enough to fund the lifestyle you want. It’s never too soon to start planning for a better financial future. Estimate how much super you’ll have You probably know how...Read More
As parents, the instinct to support our children never truly fades, even when they become adults but when you are looking at giving them a financial helping hand there is a bit to consider. It’s important to ensure any support you provide is not at the expense of your financial future. It can also be...Read More
Prepare to retire
February 17, 2025Retirement Planning
Preparing to retire is emotional and practical. Making a retirement plan can help you manage your finances, and cope better as your life and priorities change. Make a retirement plan Your retirement plan can be simple or detailed. Include: Timing — when you want to retire. This could change, but it’s good to have a...Read More