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What the end to the deeming freeze means for Age Pensioners If you receive the Age Pension, changes that came into effect on 20 September could affect your payments. Deeming rates used by the government to estimate the income pensioners earn from savings and investments have been frozen since May 2020. But recently changed. These...Read More

Vanguard’s newly released How Australia Retires 2025 report explores how Australians prepare for and experience retirement. Based on a nationally representative survey of 1,800 Australians aged 18 and over conducted in February 2025, the research reveals a significant gap in sentiment between working and retired Australians. While 65% of retirees expressed positive feelings about retirement,...Read More

Mortgage debt is impacting the confidence of many retirees Vanguard’s How Australia Retires 2025 report reveals a concerning trend: more Australians are expecting to enter retirement with mortgage debt, and it’s having a real impact on how they feel about their financial future. The findings are based on a nationally representative survey of 1,800 Australians...Read More

We can help you plan for retirement and meet financial challenges when you’re retired. You may be at a point in your life where you’re thinking about retiring. This could mean you’re reducing your work hours or stopping work completely. There are many things to consider about life in retirement. Some of these things could...Read More

Planning to retire means considering the steps and decisions needed to get you to where you want to be. Think ahead to the kind of life you want to live and how you will support yourself when you’re no longer working. Work out how much you need to retire How much you need to retire...Read More

What is a retirement village There are so many options when it comes to moving into a retirement village. Here we explain what some of them are along with the contractual arrangements you may have for each accommodation. A retirement village is accommodation: intended for people who are 55 years or older that may be...Read More

Understand the latest indexed changes to the pension income and assets tests Receiving the full government Age Pension, or even a partial pension payment, can provide eligible retirees with a significant amount of income over time that can supplement income earned from other assets. Millions of Australians are eligible to receive Age Pension payments every...Read More

Before you retire If you’re planning to retire, you need to consider: your age, including if you have reached your preservation age your super how much tax you will pay on amounts you receive if good leaver conditions apply if you are part of an employee share scheme if the retirement capital gains tax concession...Read More

If retirement is just around the corner, the current financial climate may make you feel a little uneasy. Watching the markets fluctuate might leave you worrying about whether your superannuation will be enough to see you through. It’s not a time for hasty moves, though. If you are concerned a calm review of your current...Read More

When and how you can access your super to start an account-based pension. If our working years can be regarded as the time when we aim to build up our superannuation savings, our retirement years can equally be regarded as the time when we aim to spend them. At least that’s the objective for most...Read More