Latest Articles
Latest News
Flexing your financial fitness
December 5, 2022Debt Management & Budgeting
It’s a challenging time for household finances right now. Interest rates are rising as the Reserve Bank of Australia increases the cash rate to put the brakes on inflation, and flat wage growth means household incomes have not been keeping pace with cost-of-living increases. The best way to deal with uncertain times, is to be...Read More
How to stick to your budget
October 31, 2022Debt Management & Budgeting
Budgeting for a holiday or saving for a deposit? Even the best budget can unravel if the right tools are not in place. In this article, we look beyond the basics and focus more on what it takes to stick to your budget. Here are five tips to help you stick to your budget. 1....Read More
How to budget in 3 simple steps
August 29, 2022Debt Management & Budgeting
Learn how to manage your money and understand where it goes. For many of us, making a budget seems like a daunting and fairly stressful task. However, a budget is an essential component of money management and can help you get a handle on your finances and plan for your future. Instead of picturing your...Read More
Here’s a 5-point checklist to ensure your savings account is the one for you. Looking for a good savings account can sometimes be a little like looking for a good partner – the honeymoon period might be important, but so is achieving your happily ever after. While different features will suit different people, here’s a...Read More
Being ‘money smart’ and understanding money management principles can help your hard-earned cash go further. Here, we share some tips that could help you budget and better manage your finances. Income Income is any ‘incoming money’ you receive. This can include: Direct income: includes your salary or wages, or financial assistance from the government such...Read More
Even with the varying degree of lockdowns experienced across Australia in 2020 and 2021, the world remains largely at our fingertips. In fact, through the pandemic the use of our phones or computers to organise dinner, groceries, shopping, and workout programs only increased. Technology has undoubtedly enabled greater convenience in our lives. However, it’s important...Read More
If you haven’t had the money talk, here are the top 10 things to discuss with your partner early on. Whether or not money issues got in the way of past relationships, you may be thinking, there’s no way you’re going to pull back on that long passionate kiss you might get this evening to...Read More
It’s easy to walk into debt, but so much harder to get out of it. You must own your mess and know that your financial reason for living is to pay down your debt, writes Glen James author of Sort Your Money Out & Get Invested. Apathy and debt reduction don’t go hand in hand....Read More
Nearly 85% of financial counsellors in Australia have reported that half, most or all their clients now have some form of buy now pay later debt. Often branded the modern-day layby, buy now pay later services essentially offer the same thing, but you get the product (which could be anything from a new outfit, pub...Read More
Credit Card Debt & Afterpay Debt
February 21, 2022Debt Management & Budgeting
Once, credit cards were the payment platform of choice for Australian consumers. Today, Afterpay and similar ‘buy now, pay later’ payment options are fast making inroads – particularly among millennial consumers. While both payment options have their pros and cons, it’s important to consider the implications of credit card debt and Afterpay debt if you’re...Read More