Financial Advice for Aged Care Adelaide

Aged Care Financial Advice to Support Your Family’s Future

At MBA Financial Strategists, we understand that planning for aged care is one of the most emotionally and financially complex decisions you may face. Whether you’re helping a parent transition into care or planning for your own future, having the right guidance can make all the difference.

Our experienced aged care financial advisors are here to provide clear, tailored advice that supports your goals and gives you confidence in every decision. With a deep understanding of the aged care system in South Australia, we help you navigate care options, manage costs, and protect your family’s financial wellbeing.

Why Financial Advice for Aged Care Matters

Every aged care journey is different – but all involve important financial decisions. Without the right advice, families can find themselves facing unexpected costs, reduced government entitlements, or long-term financial strain.

Engaging a qualified Aged Care Financial Advisor ensures you have a clear understanding of:

• The types of care available and their associated costs

• Your eligibility for Centrelink or DVA support

• The impact of aged care on pensions, assets, and income

• Strategies to preserve family wealth and minimise fees

Specialist financial advice for aged care can help you make informed choices with confidence, even under time pressure or emotional stress.

How Our Aged Care Financial Advisors Can Help

Our aged care advice is practical, empathetic, and designed to ease the burden on families. Whether you’re planning ahead or responding to a sudden change in care needs, our advisors provide support at every stage.

We can help you:

• Understand the difference between home care and residential aged care

• Assess the cost of care and identify the best funding strategy

• Navigate RAD (Refundable Accommodation Deposit) and DAP (Daily Accommodation Payment) decisions

• Structure assets to maximise Centrelink entitlements

• Explore options for keeping or selling the family home

• Coordinate with accountants, solicitors, and family members for a united approach

Your financial advisor will take the time to understand your family’s circumstances and provide personalised guidance that reflects your goals, values, and priorities. 

If you’re ready to make informed, confident decisions about aged care, book a complimentary consultation with one of our experienced team today.

Why Choose MBA Financial Strategists

Since 1985, MBA Financial Strategists has helped thousands of South Australians make informed financial decisions with clarity and confidence. Our team combines technical expertise with genuine care, offering aged care advice that is not only financially sound but deeply personal.

What sets us apart:

• Local aged care expertise: We understand the financial and regulatory landscape in South Australia.

• Experienced and transparent advice: Our knowledgeable and diverse team possess extensive qualifications and experience, and our advice is always in your best interests.

• Certified Financial Planners®: Our team meets the highest professional and ethical standards, with five members holding Certified Financial Planner® titles. This means that whatever the situation, we have a team member on hand to provide relevant, timely and undivided advice.

• A collaborative, family-first approach: We work with your support network to deliver clear, cohesive solutions.

We know that aged care decisions can be emotional and time-sensitive. That’s why we’re committed to being a steady, supportive presence throughout your journey.

When to Speak with an Aged Care Financial Advisor

It’s never too early to start planning for aged care, but even if you’re facing an urgent situation, the right advice can still make a meaningful difference.

You may benefit from speaking with an aged care financial advisor if:

• You’re helping a parent or loved one transition into care

• You’re unsure how aged care will affect your finances or pension

• You want to understand whether the family home needs to be sold

• You’re concerned about ongoing costs or protecting inheritance

• You’re feeling overwhelmed and need support from a professional

Start the Conversation Today

Our team is here to support you with clear advice, tailored strategies, and a compassionate approach. We take the time to listen and help you plan with confidence – without pressure or obligation.

Book a complimentary consultation with one of our experienced advisors and take the first step toward greater peace of mind.