Latest Articles
Latest News
Technology: An adversary in the fight for 2% inflation
November 6, 2017
It’s been a generation since inflation last ravaged Australia, with costs for ordinary consumer goods rising on a seemingly daily basis. Indeed, in the wake of the global financial crisis, inflation in many countries has been lower than policymakers would like. Low inflation, it turns out, can be a problem too. Over time, declining or...Read More
Estate planning: what’s involved?
November 3, 2017
Make sure you and your money are well looked after. Estate planning is not just about making a will. It’s about deciding how you want to be looked after (both medically and financially), if you can’t make your own decisions later in life. It’s also about documenting how you want your assets to be distributed...Read More
Why you should have an emergency fund
October 27, 2017
When you’re faced with unexpected expenses, having emergency cash set aside can make all the difference. Could a relatively minor event—such as an unexpected filling, visit to the vet, broken phone, faulty home appliance or busted car tyre—leave you financially stranded? If you answered yes, you’re not alone. One in five Australians don’t have enough...Read More
6 tips for managing money and memory loss
October 13, 2017
The potential for memory loss later in life mightn’t be a subject you want to broach, but having a contingency plan could go a long way. Memory loss in your later years can be difficult, emotionally as well as financially. That’s why having a conversation with your loved ones, or devising a plan early on,...Read More
More Aussies retiring later in life
October 9, 2017
Australians have one of the highest life expectancies in the world and forecasts show that’s only going to increase over the next four decades1. To put it into perspective, around 40 years ago, the number of Australians over age 85 was 80,000 and in about another 40 years that number is projected to reach around...Read More
Looking after your finances when looking after others
October 3, 2017
There are millions of Australians providing care to an older person or someone with a disability or long term health condition. Looking after ageing parents or unwell family members and friends can be very emotional and stressful. Your day to day routine could change dramatically. It’s important to look after yourself and keep an eye...Read More
What happens to my finances if I split up with my de facto?
September 25, 2017
If you’ve recently split from your partner or simply wondering what might happen if you do, you’ll need to keep your financial wits about you as a division of assets and debts, whether they’re held separately or together, may be on the cards. Here are some of the things to be aware of when it...Read More
Salary sacrificing super
September 20, 2017
If you make voluntary super contributions through a salary sacrifice agreement you should be aware of how your contributions will affect your super balance. You can agree with your employer for your voluntary contribution to be in addition to your employer’s compulsory super contribution. If you are deciding whether you should salary sacrifice some of...Read More
Can I afford to have fun in retirement?
September 18, 2017
If you’re in or approaching retirement, you may be prioritising things such as living costs, utility bills, health care and even helping the kids out with their future financial goals. With many Australians looking at a retirement of 30 years or more, another thing to give some thought to is keeping some money aside for your own...Read More
Ways to save money without spoiling your social life
September 11, 2017
If you can make your money go the distance, pay day can be a wonderful thing. However, if it means that 48 hours from now you’re likely to be scrounging for shrapnel wondering how you’re going to pay bills and eat for the next fortnight – you might want to rethink how you’re managing your...Read More