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By Health Ambition contributor, Helen Sanders At a Glance One study showed that workday exercise, not only improves well-being but participants noted a 72 percent improvement in time management and workload completed on days when they exercised. Low-intensity aerobic exercise is more effective than high-intensity exercise for improving productivity. ‘Sit less, move more’ workplace studies...
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Many of us dream of being our own boss and, with hard work and careful planning, self-employment can bring financial and lifestyle rewards - along with enormous personal satisfaction. But, without the backup of a regular wage or salary, running your own show calls for careful money management. Manage your cash flow Many self-employed Australians...
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By Laurentine Ten Bosch, Food Matters We live in a world of plastic. Plastic cups, bottles, plates, packaging – our plastic society is putting the world's ecosystem at risk, but there are some simple steps we can take to change our wasteful habits. We wrote an article late last year “Are you still using plastic...
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By Laurentine Ten Bosch, Food Matters Aging is an inevitable process that happens gradually over time. Though this often begins as an external process, as we mature we begin to notice internal changes as well. How fast we age, however, is a variable that is strongly influenced by belief, lifestyle, diet and nutritional supplements. Accelerated...
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How do you go about choosing a restaurant, a new car or, or a dishwasher? Chances are you begin by looking online at consumer ratings and asking friends for their opinions. Understandably, we look for shortcuts when making decisions and a common shortcut is to assume that past performance will continue in the future. Certainly,...
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Money can make us anxious no matter how much we manage to save. Investors who succeed in building large portfolios and those with much more modest portfolios often share the same worry of whether they are saving enough – despite the difference in their wealth. For instance, a New York Times article, I’m rich, and...
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Are you the friend that shouts more than what you can afford, or the one that’s happy with a handout because no one knows struggle street like you do? When it comes to money and people’s behaviour, you may have a few labels or preferred ways of describing those nearest and dearest to you -...
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Find out what lender's mortgage insurance is and how it could affect your home loan and what you pay back. Lender’s mortgage insurance is something you can probably expect to pay if you’re borrowing more than 80% of a property’s purchase price. We explain what it’s for, who arranges it and some potential ways you...
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Role models are important in many stages of life. Be it school years, on the sporting field or in your career, having a positive role model, someone to compare yourself to and measure your progress against, can be a powerful and positive influence. But what about your financial position? Do you have someone that you...
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Are you among the investors holding a growing proportion of your investments outside super? Changes to the super system - particularly the lowering of contribution caps and the introduction of the $1.6 million pension transfer cap* – are inevitably focusing more of investor's attention on non-super assets. Shortly before the arrival of the pension transfer...
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