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The Federal Government has updated superannuation laws to allow older Australians to contribute to their super for longer. Work test to apply from age 67 The government has increased the age up to which super contributions can be made without having to meet a work test from 65 to 67. The work test requires you...Read More

Tracking your spending is a way to take control of your money. Knowing exactly how much is coming in and going out can help you spend less and save more. 1. Understand where your money goes Taking the time to make a note of every dollar you spend can give you a clear view of...Read More

Have you written a personal financial register, listing your super and non-super investments, your other assets, your income and any debts? This fundamental task for managing your personal finances, investing and saving for retirement would often be left on a must-do-tomorrow list – and perhaps never done. Behavioural economists typically rank investor inertia and procrastination...Read More

We live in a culture of smartphones, WIFI, home delivery, online shopping and online gaming, where most needs and wants can be met almost instantly. With so much temptation to spend, it’s vital to teach your kids the money skills to help them enjoy financial wellbeing as adults. One of these key skills is learning...Read More

In his book The Little Book of Common Sense Investing, Vanguard founder Jack Bogle included a very apt quote from Warren Buffet on the matter of market timing. And that is, "for investors as a whole, returns decrease as motion increases". In recent times, this seems to be more pertinent than ever. ASIC last week...Read More

Gone are the days of childhood watermelon seed spitting competitions, a customary afterschool summer tradition of times gone by. Our kids today won’t get to share these childhood memories, and in fact, most won’t even know that watermelons have seeds, let alone how to spit them. Meet the new ‘seedless watermelon generation’. A generation of...Read More

Stay on track with your professional development and help futureproof your career goals by upskilling. The latest figures released by the Australian Bureau of Statistics tell us that 2.7million Australians either lost their job or are grappling with reduced hours1 as a result of COVID-19 (coronavirus). Although retail and hospitality segments were hit hardest, few...Read More

There's an old saying, to only focus on the things in life that you can control. But that adage has been well and truly stress tested on just about every level over the past few months because of the uncontrollable events stemming from the COVID-19 pandemic. On an investment portfolio management level particularly, it's been...Read More

By Tom Stevenson, an investment director at Fidelity International. A new world Jim Callaghan, an under-rated Prime Minister, put it best just before the 1979 General Election. ‘You know there are times, perhaps once every thirty years, when there is a sea-change in politics. It then does not matter what you say or what you...Read More

The end of financial year on 30 June is a good time to take stock and get your finances in order. This is an end of financial year like no other. Being prepared, reviewing your super contributions and submitting your return on time are good policies every year, but the shadow of COVID-19 (coronavirus) means...Read More