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Corporate Wellness is emerging as crucial for SMEs preparing for return to work. Here’s what you need to consider. As businesses scramble to find the best way to safely welcome staff back into the workplace, the concept of ‘Corporate Wellness’ will be front of mind. Particularly given that COVID-19 has put an extra layer of...Read More

Financial year 2019-20 is now behind us and there’s nothing like closing a chapter to inspire thoughts of a fresh start. But global challenges persist: Australia is officially in a recession while also bracing for a post-JobKeeper economy in September. While it’s impossible to anticipate future changes to the global economy, there’s plenty you can...Read More

Portfolio construction is always a popular topic among investors, but as markets become more volatile, the practice of carefully piecing together a jigsaw of investments that weathers both good times and bad is particularly relevant. Effective portfolio construction is essential to successful investing, but many investors struggle to understand the underlying concepts, much less put...Read More

Whether you use a registered tax agent or lodge your own tax return, it’s helpful to have information you can refer to when you want to get ready for tax time. The Tax Time 2020 toolkit is now available, and it includes a directory of links as well as several updated, and new, fact sheets...Read More

In the current low interest rate environment, an investment product offering low-risk, high returns may sound very tempting. That's especially when the offeror implies it has the personal backing of the chairman of Australia's corporate regulator, the Australian Securities and Investments Commission (ASIC), by using his name and photos. Unfortunately, though, it's just one example...Read More

We all know camping is a fantastic activity, providing hours of enjoyment and a welcome opportunity to connect with loved ones, as well as nature. But that’s just the start. Did you also know that a whole range of wonderful health benefits result from camping? From physical and mental aids to those that are tailor...Read More

Dreaming of retiring before you reach 50? The ‘secrets’ to early retirement may be more practical and achievable than you’d think. While many people choose to work as long as they can, others want to retire early, perhaps in their 30s, 40s or 50s. If you’re in the latter category, you’ll want to have sufficient...Read More

The Federal Government has updated superannuation laws to allow older Australians to contribute to their super for longer. Work test to apply from age 67 The government has increased the age up to which super contributions can be made without having to meet a work test from 65 to 67. The work test requires you...Read More

Tracking your spending is a way to take control of your money. Knowing exactly how much is coming in and going out can help you spend less and save more. 1. Understand where your money goes Taking the time to make a note of every dollar you spend can give you a clear view of...Read More

Have you written a personal financial register, listing your super and non-super investments, your other assets, your income and any debts? This fundamental task for managing your personal finances, investing and saving for retirement would often be left on a must-do-tomorrow list – and perhaps never done. Behavioural economists typically rank investor inertia and procrastination...Read More