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Changing jobs and superannuation – Learn what to do
September 28, 2020Superannuation
Having a ‘job for life’ is mostly a thing of the past. Many Australians will change jobs a number of times during their career, and in doing so, may end up with multiple super funds. This could mean you end up paying multiple sets of fees that chip away at your retirement savings. Your super...Read More
Understanding the cost of public liability insurance
September 21, 2020
Public liability insurance is one of the most important business insurances in Australia. It can cover legal costs and compensation for damages caused by your business operations. For example, a water pipe you installed leaks and damages your client’s property. Or an expensive artefact is damaged by your contractor while painting a client’s home. Or...Read More
The news around the pandemic in past weeks has not been promising. New COVID-19 cases have shown early signs of stabilising over recent days, but it’s too soon to call a downtrend in new cases. The world’s largest economy remains under siege from COVID-19 as the virus begins to take hold in the Midwest and...Read More
Retirement Village Costs Overview
September 21, 2020Aged Care
Key points: Always check the different retirement village legislation in your State or Territory Stamp duty applies depending on what type of tenure you have on a unit or house in a retirement village There are quite a few fees associated with exiting a village, so make sure you understand all the costs involved before...Read More
With record low interest rates, a flattening housing market and repeated assertions from RBA governor Philip Lowe that a rates rise is not on the horizon, this may be the right time for first home buyers to strike. Following the August Reserve Bank (RBA) meeting, interest rates remain at 0.25% for August. As recently as...Read More
What’s on the cards for Australia now that we have a second wave?
September 14, 2020
The Reserve Bank of Australia (RBA) had its August board meeting on Tuesday 4th, and though there were no real surprises, I think we can expect more out of the central bank in the coming months. In its meeting, the RBA made mention of the situation unfolding in Victoria, which is sadly seeing COVID-19 infect...Read More
How To Build A Nourishing Breakfast To Satiate Until Lunch
September 7, 2020
Your parents weren’t kidding when they said breakfast is the most important meal of the day. Whether you enjoy it sweet or savory, hot or cold, earlier or later, there are a few non-negotiables you should be including. But the first step is eating your food mindfully. Mornings can be busy; getting the kids ready...Read More
Some ways to use your tax refund for a stronger financial future
September 7, 2020
Not sure what to do with your tax refund? Strategic financial decisions for your tax return begin with a strong plan. Whether you breeze through tax time or dread the extra admin, receiving a tax refund makes the effort worthwhile. For many of us, getting a financial boost will be even more welcome this year,...Read More
6 ways to eat healthily when you work from home
August 31, 2020
I have always loved working from home for the flexibility to toggle between work and home tasks; I feel like I’m more efficient and a little more in control of my day. Yet for all the great things about it, being able to eat better than the days I spend in an office, is actually...Read More
COVID-19: How long may your super savings take to recover?
August 31, 2020
As investment market volatility continues, what does this mean for Australians’ retirement savings? The COVID-19 (coronavirus) crisis has caused uncertainty in many areas of life, not least on investment markets. Share prices have been fluctuating wildly as investors react to unfolding global events. From its high point in March the Australian All Ordinaries Index shed...Read More