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If you were born in 1950, for example, your average life expectancy is 87 years old (if female) and 84 years old (if male)1. Looking more into the future, it is predicted that by 2055 people will be living almost ten years longer than this still2. So the simple approach to life of studying, working...Read More
If the time comes for you to retire and your partner is still working—or vice versa—it’s a matter of anticipating the natural changes ahead and then balancing and planning so both your needs can be met. Understanding differences The age you retire may depend on the work you do, your employment arrangements, your health or...Read More
If you can’t get into property…
July 9, 2015
Buying a home has been hailed for generations as an essential part of the Australian dream. But with house prices increasing faster than earnings, getting into the property market seems more like an impossible dream for first home buyers. You may even be better off renting in the meantime before attempting to get into the...Read More
Guaranteeing your child’s loan
June 18, 2015
Rising house prices are making it increasingly difficult to enter the market. Parents who guarantee their children’s loans can help, but it is important to understand how this can impact the parents’ retirement or investment plans. Being a guarantor generally means using the equity in your own property as security for your child’s home loan....Read More
Do you know your credit score?
June 17, 2015
We all like to think we have a good personal reputation but when we apply for a loan, credit card, mobile phone plan or other sources or credit, lenders want to see how our reputation for managing credit stacks up. It’s all part of our personal financial profile, and that makes our credit record worth...Read More
Every parent wants the best for their children but kids often won’t listen to the wisdom of your experience, especially when it comes to money. Don’t give up! Here are some of the common beliefs and misconceptions kids have about managing money—and how you could get them to take your advice. 1. Money buys happiness...Read More
Is free credit-card travel insurance really free?
June 15, 2015
The June long weekend heralded the start of the ski season and that means plenty of snow-loving Australians will head to the slopes either locally or overseas. Taking out travel insurance is a no-brainer and if you’re relying on complimentary insurance provided by your credit card, new rules make it easier to know what you’re...Read More