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If you find a transaction in your account that you don't recognise, it could be unauthorised or mistaken. If you think something is wrong, contact your bank as soon as possible. Signs of unauthorised and mistaken transactions An unauthorised transaction is when someone transfers money from your account without your permission. A mistaken transaction is...
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Everyone loves a bargain, but as cost-of-living increases continue to put pressure on budgets, tracking down a freebie or two can also take some pressure off. Getting things for free that you would otherwise have had to fork out for, also means you can save while still having some room to splash some cash around...
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Capital gains tax may be payable when you sell a certain asset (such as shares, land or property) and make a profit. Capital gains tax is charged on the profit you make from the sale of certain assets. These could be assets that you’ve purchased or inherited. To give you a few examples, capital gains...
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Hedge funds use investment strategies that are more complex than other managed funds. Many aim for positive or less volatile returns, in both rising and falling markets. A hedge fund is a complex investment and risks vary. Read the product disclosure statement and consider getting financial advice before you invest. How hedge funds work Hedge...
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It’s not just school leavers who dream of a gap year. Those of us who’ve been working for a decade or two (or more) may also long for a real break from career and commitments. An adult gap year is a chance to reset and to take stock of what’s important to you. There‘s the...
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It’s fair to say that COVID took a toll on the working habits of Australians. Deep into lockdown and we were all getting slightly frayed around the edges. We knew we were all in this together. But we couldn’t help looking around and comparing our situation with those of friends and family in other walks...
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It’s no secret that scammers are getting more sophisticated. As this is an ever-evolving space, scammers are constantly developing new ways to part you with your hard-earned cash - and they cast their net wide. While it’s easy to think “it will never happen to me”, people who never expected to be victims of scams...
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If you've lost your home or business after a natural disaster, you don't have to go it alone. Follow these steps to start your recovery. Important: Government help for natural disasters Call Services Australia on 180 22 66 or visit serviceaustralia.gov.au/disaster. Get help to make a recovery plan Recovering from a natural disaster will take...
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We all approach decision making in our own way, making a multitude of decisions every day: ‘Should I hit snooze again on the alarm?,’ 'Do I take the train to work, or do I drive,’ ‘What should we have for dinner?’ In fact, researchers estimate that the average adult makes 35,000 decisions every day.i While...
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In 2021, customer experience is king and there are lots of ways you can give yours a boost, writes Jason VandeBoom, Founder and CEO, ActiveCampaign. Have a great product or service but not seeing as many customers as you’d like coming, or returning, through the doors? Chances are it’s your customer experience, not your core...
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